Business Finance and Funding

Asset Finance
VAT Finance
Invoice Finance
Cash Flow Finance

This is perfect for businesses of all sizes regardless of industry looking to acquire new equipment without the burden of a large payment from their much sought after cash flow. We can arrange an incredibly simple finance arrangement for you to effortlessly spread the cost of your much needed equipment and help you keep the cash in the business. Asset finance payments can deducted from your annual profit before you are taxed enabling you to obtain your new equipment via the most tax efficient method.

A lot of businesses require some form of finance and/or loans to pay VAT bills, Tax bills or any HMRC demands. We offer Finance for VAT, finance for Tax, and finance for HMRC debt.

Designed for businesses that invoice their customers and receive payment on terms, Money Sphere can help you with your 30, 60 or even 90 day payment terms with your customers. We can arrange to have your invoices paid immediately and the payments are then simply collected by us over the agreed term.

Cash-flow financing is often used by companies seeking to fund their operations, or acquire another company or other major purchases. Money Sphere have a select panel of lenders for this very product. Companies are essentially borrowing from cash flows they expect to receive in the future by giving another company the rights to an agreed portion of their receivables. This allows companies to obtain financing today, rather than at some point in the future.

Asset Finance

This is perfect for businesses of all sizes regardless of industry looking to acquire new equipment without the burden of a large payment from their much sought after cash flow. We can arrange an incredibly simple finance arrangement for you to effortlessly spread the cost of your much needed equipment and help you keep the cash in the business. Asset finance payments can deducted from your annual profit before you are taxed enabling you to obtain your new equipment via the most tax efficient method.

VAT Finance

A lot of businesses require some form of finance and/or loans to pay VAT bills, Tax bills or any HMRC demands. We offer Finance for VAT, finance for Tax, and finance for HMRC debt.

Invoice Finance

Designed for businesses that invoice their customers and receive payment on terms, Money Sphere can help you with your 30, 60 or even 90 day payment terms with your customers. We can arrange to have your invoices paid immediately and the payments are then simply collected by us over the agreed term.

Cash Flow Finance

Cash-flow financing is often used by companies seeking to fund their operations, or acquire another company or other major purchases. Money Sphere have a select panel of lenders for this very product. Companies are essentially borrowing from cash flows they expect to receive in the future by giving another company the rights to an agreed portion of their receivables. This allows companies to obtain financing today, rather than at some point in the future.

Sectors

A finance lease allows a business to gain the benefits of their new equipment and spread the cost over and agreed period. At the end of the finance lease title can be transferred to the customer based on the pre-agreed ownership title fee.

Agriculture

Aviation

Cars & Vans

Commercial Transportation

Healthcare

Manufacturing Plant & Machinery

Materials Handling & Construction

Non-Prime Sector

Professional Sector

Public Sector

Renewable Energy (LED Lighting, Solar Panelling, Biomass)

Technology

Finance Leasing

A finance lease allows a business to gain the benefits of their new equipment and spread the cost over and agreed period. At the end of the finance lease title can be transferred to the customer based on the pre-agreed ownership title fee.

Hire Purchase

A hire purchase agreement will be centred around a deposit being taken at the beginning. This is very popular with larger investments such as industrial machinery, Biomass boilers, Plant machinery etc.

Sales & Lease Back

A sale & Lease back is often used to release cash flow back into the business. It allows businesses to sell their assets to finance companies to which they then rent them back over an agreed term.

Operating Lease

An Operating lease is used when the funder provides the asset over an agreed period of time and will base the lease on the residual value left in the equipment at the end of the lease. At the end of the Operating lease, the asset will be returned to the finance company in order to recover this value, the finance company will either re-hire or sell it on.

Money Sphere can help. Through our panel of lenders, we offer finance for you to pay your VAT and Tax bills in one easy to manage monthly repayment.